A 30-day positive affirmation journey with Rose

Day 30

Let's get familiar with some of these common conjunctions.😄👌

Quick Grammar Lesson

Quick Grammar Lesson | Conjunctions

One of the common goals for people in their 20s, 30s and 40s is to "get on the property ladder."

The idea is that when you buy your first home you're taking your first step on that ladder. In time, you may be able to climb higher by selling your property and buying a bigger or better one.

But taking that first step can be difficult — and scary. So what do you need to know before you go from renting or living with family to becoming a homeowner?

Writing for CNBC, real estate reporter Celia Fernandez shared a number of things she wished she'd done before buying her first home.

One thing she mentioned was making sure she had all the necessary paperwork in one place so she could easily show it to banks or lenders. This is good advice for anyone buying a property — you'll probably need to share things like your payslips, bank records and tax returns several times!

Fernandez also advises people to look for "free money." Your country or region may have grants or other programs to help home buyers. Look out for things like tax breaks for first-time home buyers, or grants for refurbishing older homes.

She also suggests asking for financial help from family members. "My biggest regret is not talking to our loved ones right at the beginning of our search," she said.

Of course, not everyone will have this option. But some parents may want to give money to their children during their lives rather than waiting to pass it on as an inheritance, for example.

Finally, Fernandez says it's important to take into account the costs of closing a sale. That might include taxes, legal fees, inspection fees or fees for a real estate agent — and don't forget that you may also have initial refurbishment costs.

You don't want an expensive surprise just as you get your first home!

Practice Listening, Reading & Comprehension

Tips for Preparing for Your First Property Purchase

Conhecer os dias da semana e a sua pronuncia em português brasileiro é muito importante no começo do aprendizado. Hoje você que esta aprendendo português terá a oportunidade de conhecer de forma completo os dias da semana e um pouco da sua história junto com a sua pronuncia com acento nativo da língua.

Brasileiro Automático Podcast

03. Dias da Semana em Português Brasileiro

Poema de García-Lorca del Romancer Gitano.

POEMAS DE FEDERICO GARCÍA-LORCA

LA CASADA INFIEL

    Nǐ shì Zhōnɡɡuó rén ma?
A：你  是     中国      人  吗？
    Wǒ bú shì Zhōnɡɡuó rén,  wǒ shì Měiɡuó rén.
B：我 不  是       中国    人， 我  是    美国  人。


HSK Standard Course Level 1 Audio of the textbook

Lesson 3 text 3

Learning multiple languages at the same time is like learning to play piano, violin and the guitar all at once.  My teacher profile: https://italki.com/teacher/1947582

Streetwise English

SWE 119  Learning multiple languages and musical instruments

Hola hola  mis queridos estudiantes les comparto los saludos básicos en español. Diviértete escuchando este audio. 

H h español 

Hola hola español. Los saludos

Tell me about your best friend at school.

Listen to how I answer this particular question, and get some short English explanations about some vocabulary and expressions I use in my answer.  Try to answer the questions in the vocabulary examples using the new vocabulary and expressions.