Generally, insurance products can be financial products or a kind of service. It is often provided by banks or insurance companies. It mainly aims to transfer or remove risks for buyers(customers). Sometimes, buyers(customers) are also expecting to get extra financial compensation from insurance products. I think among the different insurance products, medical insurance is the most important. Because public medical insurance(public health care) is always not enough(always inadequate), we can only use it when we are employed, and the reimbursement amount differs according to the disease types. It is too basic for a person. I bought extra medical insurance for (my) family which I think is necessary.