Interesting question.
I think it's fine for a woman ( of any age) to say 'yummy' with family and friends, and perhaps with other females e.g. women colleagues. In fact, you could say it in most contexts, providing you acknowledge the fact that you're using a word which we all know is childish. For example, someone could probably get away with telling a restaurant waiter that something was 'yummy', if it's accompanied by the right kind of smile and body language to show that you;re deliberately choosing informal language.