Hello! I'd be happy to explain the difference between a passbook and a checkbook. A passbook, also known as a savings passbook or a bank book, is a booklet issued by a bank to its customers to record transactions related to a savings account. It is commonly used for savings accounts rather than checking accounts. The passbook contains pages where the customer's deposits, withdrawals, and interest earned are recorded by the bank teller. The account holder presents the passbook to the bank for updates, and the teller updates the balance and transactions in the passbook. It serves as a physical record of the account's transactions and provides an easy way for the account holder to keep track of their savings. On the other hand, a checkbook, also known as a check ledger or check register, is a booklet or a register used to record transactions related to a checking account. It is typically issued by a bank when a customer opens a checking account. The checkbook contains pages where the account holder can manually record details of each transaction, such as the date, payee, amount, and check number. When writing a check, the account holder fills in the relevant information and then tears out the check to give it to the payee. The account holder can also use the checkbook to record other transactions, such as ATM withdrawals, debit card purchases, and electronic transfers. In summary, a passbook is used for savings accounts and is updated by the bank, while a checkbook is used for checking accounts and is manually updated by the account holder to keep track of transactions.

In the UK both are now almost obsolete and not used generally everything is via credit and debit cards online and mobile application software along with paying and doing transactions by tapping a card on a machine. It may be a little different for some businesses only.

I would stay a passbook is a passport and a check/cheque book is financial. The bank provides a book of cheques that you write out and use as payment. It is like having a credit card.