They're basically the same thing, though I've rarely heard anyone use irritative. In fact, I looked it up to make sure it's a real word -- and I'm a native speaker. It looks like irritative is used mostly in medicine. An annoying little brother, an eyelash that got in my eye, an extra-long wait for the bus -- those are all irritating. At least in American English, you should be fine using just the word irritating.