Swearing adds emphasis to what you are saying, but *only* if you swear infrequently. Obviously you have to be sensitive to the appropriate situation (not in front of your mum/boss etc) but then there are grades of how "strong" a swear word is. It also varies from country to country, I get the feeling that saying F**k is quite commonplace in the US (gleaned from US tv).
In Australia we probably swear a fair bit, but you will rarely hear someone say "F**k you", unless you were prepared to physically fight them. The expression "shit happens" is quite acceptable, I would even be OK saying that in front of my mum :)
Colourful expressions that are less offensive:
* Well, it sucks to be you ... ("well" softens this a bit, leave out the "well" and it's a bit stronger)
* I have to go home early, I'm in the shit with [someone] ... (they're angry with me)
* [someone] is pissed off with me (they're angry with me)
My daughter gave me a "Korean swearing" book for Christmas last year. It was ... um, enlightening :) and quite entertaining.
Maybe there is a similar book about english swearing ...
Ciao,
Andrew.