In Spain:
In "Tú eres chachi", the word "chachi" is an adjective used only by boys. It means "you are cool" or "you are neat", as Cherry said.
In "Tú eres una chachi", the word "chachi" could be a diminutive of "chacha".
"Chacha" is an insult, and means pejoratively "housewife" or "maid", the woman who washes up or mops up.