Investec（天达银行）首席经济学家Philip Shaw：料英国央行可能会在2023年2月的下一次会议上，将加息步伐放缓至25个基点，因为预计由于抵押贷款利率上升，英国消费者支出将下降。我们怀疑，消费者支出将在明年继续受到打击，特别是随着固定期限的结束，400万家庭被迫以更高的利率为抵押贷款再融资。我们预计银行利率将上升25个基点至3.75%，然后在3月份升至4.0%


财经早咖啡【财经新闻】【Business News】

Investec（天达银行）首席经济学家Philip Shaw：料英国央行将放缓加息步伐；Investec Chief Economist Philip Shaw: Expect the Bank of England to slow down the pace of rate hikes

Meaning: Where is…?

Formation:
(place)　は どこですか。

日本語 / にほんご / Japanese
(1)地下鉄はどこですか。
(2)トイレはどこですか。
(3)博物館はどこですか。
(4)渋谷駅はどこですか。
(5)郵便局はどこですか。

英語 / えいご / English
(1)Where is the subway?
(2)Where is the bathroom?
(3)Where is the museum?
(4)Where is Shibuya station?
(5)Where is the post office?

ひらがな　/　Hiragana
(1)ちかてつは どこ ですか。
(2)といれは どこ ですか。
(3)はくぶつかんは どこ ですか。
(4)しぶやえきは どこ ですか。
(5)ゆうびんきょくは どこ ですか。

ローマ字　/ Roman letters
(1)Chika-tetu wa doko desuka.
(2)Toire wa doko desuka.
(3)Hakubutsu-kan wa doko desuka.
(4)Sibuya eki wa doko desuka.
(5)Yûbin-kyoku wa doko desuka.

Japanese Right Now！

【JLPT N5★ …はどこですか…wa doko desuka　（Where is…?)】

Buen día a todos. Mi nombre es Alba Naranjo y hoy comienza un proyecto nuevo de 24 mini capítulos. Lo llamaremos “El Calendario de Adviento de Alba Naranjo” y cada día hablaré sobre cómo vivimos la navidad en España y en Andalucía.
Esta magnífica idea nacida de mis propios alumnos, la consideraré un proyecto beta para, en el futuro, seguir creando contenido que pueda ser de utilidad para que sigas practicando tu español. 
Cuéntame en comentarios qué te parece. 
Espero que te guste y lo disfrutes tanto como yo. 

Alba N.

CALENDARIO DE ADVIENTO DE ALBA NARANJO

EPISODIO 0. PRESENTACIÓN

Aprende árabe con Radia 

As soon as in Arabic - Saudi Dialect

Welcome to the American English Pronunciation Guide. My name is Trevor Kafka, and I am your host.

There are many different varieties of American English. I was born and raised in New York, which has given me General American English pronunciation. The English that I speak has 15 vowel sounds. 

Please view the transcript for help while listening.

Today, we will talk about the vowel sound number 1 of 15: /æ/ black cat. The mouth must be open and wide for this sound, maybe a little more than you are used to in your native language.

Listen to me saying this sound and repeat: /æ/, /æ/, /æ/

Listen to and repeat the following single-syllable words:
black
cat
bad
can
have
laugh
sad
tax
thank

Listen to and repeat the following multiple-syllable words:
eggplant
gather
happen
master
command
family
unsatisfied
understand
imagine

Listen to and repeat the following sentences:
The mad cat had a hat.
It is bad to have a laugh when your family is sad.
I can imagine you’re unsatisfied with the master’s command.

I would like to thank Shirley Thompson and Karen Taylor for their work in developing the set of key phrases that I use with each vowel, such as /æ/ black cat, /eɪ/ grey day, etc. 

📢 American English Pronunciation Guide

Episode 1 - Vowels æ black cat (1 of 15)

won’t go ( bú qù ) 
haven’t gone（ méi qù）
don’t go （ bié qù ）

Chinese teacher Lucy

 What's the difference between bù ，méi ，and bié ?

Conoce el municipio de Valladolid mientras practicamos Hay (la forma impersonal del verbo haber) y los interrogativos.
Te invito a contestar el quizz para comprobar tu comprensión auditiva.
No olvides suscribirte y dejarme tus comentarios, opiniones y sugerencias para futuros episodios. Estoy aquí para ayudarte a descubrir y aprender, así que no dudes en contactarme.

Music from #Uppbeat (free for Creators!):
https://uppbeat.io/t/cruen/along-the-road
License code: TLVXXIRCTMPBVALM


Yuca-talk

Conociendo Valladolid practicando Hay y los interrogativos.

Hello everyone! Welcome to a new episode of our podcast. Today we have a very special topic: the Carnival of Veracruz. Music and color everywhere! Next month, this great celebration begins in the city of Veracruz, Mexico, and we want to invite you to learn more about this vibrant event.