Investec（天达银行）首席经济学家Philip Shaw：料英国央行可能会在2023年2月的下一次会议上，将加息步伐放缓至25个基点，因为预计由于抵押贷款利率上升，英国消费者支出将下降。我们怀疑，消费者支出将在明年继续受到打击，特别是随着固定期限的结束，400万家庭被迫以更高的利率为抵押贷款再融资。我们预计银行利率将上升25个基点至3.75%，然后在3月份升至4.0%


财经早咖啡【财经新闻】【Business News】

Investec（天达银行）首席经济学家Philip Shaw：料英国央行将放缓加息步伐；Investec Chief Economist Philip Shaw: Expect the Bank of England to slow down the pace of rate hikes

★50話は欠番です。Notionにはあります★
レジに並（なら）んでいて、ドキドキすることがあります。どうやって支払（しはら）おうか、考えるからです。スマホで払うか、クレジットで払うか、チャージしたカードで払うか。それに、また自動支払機（じどうしはらいき ATM）が　変わっていたら、どうしよう！お金は前から入れるんだっけ？…心配（しんぱい）なことばかりです。そんな心のストレスを軽（かる）くしてくれるのが、「カメさんレジ」です。ゆっくり聞いてください。
スクリプトと文法や言葉のリストはこちら。
https://www.notion.so/51-befea520dbfd4588b1fc4353fb3ac2b7?pvs=4
楽しみ方はこちらを見てください。
https://www.notion.so/116c436c16ed4055a68ddb2c4624cd96?pvs=4
実は、うちではカメさんを2匹かっていますが、走るのは　とっても速いですぅ！！！

すずまりの日本語「ききみみ」ずきん

第51話　カメさんレジ

Todos hemos oído hablar del tequila, pero pocos no mexicanos conocemos los cantaritos. Y muchos saben que el mezcal existe, pero casi nadie sabe qué es el pox. 
En este pódcast hago un recorrido por las bebidas de México que más me impactaron, desde las plantaciones de agave azul de Jalisco hasta las selvas de Chiapas. ¿Te apuntas?
Capítulo I de la serie de "Bebidas de México".


La vida de Héctor (Spanish Podcast)

Bebidas de México (1)

Hablemos en muy resumidas palabras (muy resumidas, en serio) de algunos de los mundos mitológicos más importantes de la historia. En este caso repasemos algunos aspectos de la mitología griega como los personajes, el mapa y una corta historia.

Mundos mitológicos

Mitología griega

トイレはどこですか。（Where’s the toilet?）

ここは事務所（じむしょ）です。(This is the office.)
それはエレベーターです。(That is the elevator.)
あそこはトイレです。(The toilet is over there.)
そこは病院（びょういん）です。(It’s a hospital.)
あそこは会社（かいしゃ）です。(The company is over there.)
トイレはどこですか。(Where is a toilet?)
トイレはここです。(Here is the toilet?)

トイレはどちらですか。(Where is a toilet?)
トイレはあちらです。(The toilet is over there.)
カリナさんの部屋（へや）はどちらですか。(Where is a Karina’s room?)
3階（かい）です。(It’s third floor.) 

教室（きょうしつ）　classroom
食堂（しょくどう） canteen
事務所（じむしょ） office
会議室（かいぎしつ）conference room
受付（うけつけ） reception desk
階段（かいだん）staircase
エレベーター elevator
エスカレーター escalator
自動販売機（じどうはんばいき） vending machine
電話（でんわ） telephone
おくに（お国） country
会社（かいしゃ） company
うち  house home
くつ  shoes
ネクタイ  necktie
ワイン wine
売り場（うりば） department store
地下（ちか） basement
一階（いっかい） first floor
なんがい（何階） which floor
一円（いちえん） 1 yen
いくら  how much
百（ひゃく）  hundred
千（せん）  thousand
万（まん）  ten thousand



にほんごのれんしゅう

みんなの日本語　Lesson 3

When something — or someone — is annoying you at work, you may feel that you need to share your feelings with another person.

We often call this "venting" — letting out negative emotions by talking about what's bothering us. It actually comes from the French word vent, meaning "wind" — because you're letting those feelings out of your body and sending them off into the wind!

It might feel good for a moment. But is it really healthy?

There are advantages to venting, experts say. Keeping stress inside us can increase our risks of getting things like heart problems or high blood pressure.

And sharing our problems with others can also help make us feel connected and supported, which can boost our mental health, according to Rachel Millstein from Harvard Medical School.

However, there are some studies that have found that venting can make things worse.

In fact, Brad Bushman of Ohio State University says it's the "worst thing you can do," and he believes that venting may only make us angrier.

Whether it's right or wrong, experts agree that we have to be careful when we're venting at work.

We most often feel the need to vent when our emotions are at their highest. But Michael Wiederman, writing for the Psychology Today website, says it's better to take some time to calm down before sharing anything with anyone.

Saying too much, or sharing with the wrong person, could get you into trouble and bring you much more stress!

And don't forget to think about the emotions of the person you're venting to — your venting could make them feel stressed too!

Practice Listening, Reading & Comprehension

'Venting' at Work: Is It Good for Us?

In this episode, we’re talking about harana—the classic Filipino serenade that’s all about love, courage, and respect. We’ll follow Nestor’s story, a shy guy who takes a leap of faith to sing his heart out for someone special.

Let’s chat about what makes harana so special, how it shows Filipino values, and how we can still see its vibe in the way we show love today. Whether you’re learning Tagalog or just curious about Filipino culture, this one’s for you!

Hit follow and share this episode with your friends—let’s keep the spirit of harana alive! 

 Ps. Supposedly, this is a video haha. 

Tagalog Talks

Ang Harana

In this episode we are going to learn 【Language】in Chinese. 
--------------------------------------------------
As a beginner, there're some vocabularies that you didn't learn before, and native speaker's speed seems too fast to understand. But don't worry, let's do it step by step. 
1st time: listen and catch the words you know already, have a guess about the content.
2nd time: look at the text to check if you guessed it right. 
3rd time: listen one more time, repeat after it.
4th time: practice until you can speak as the normal speed without looking at the text. 
--------------------------------------------------
中国人说中文。
zhōng guó rén shuō zhōng wén 。
Chinese people speak Chinese.
美国人、英国人、加拿大人和澳大利亚人都说英语。
měi guó rén 、 yīng guó rén 、 jiā ná dà rén hé ào dà lì yà rén dōu shuō yīng yǔ  。
American, British, Canadian and Australian people all speak English.
日本人说日语。
rì běn rén shuō rì yǔ 。
Japanese people speak Japanese.
韩国人说韩语。
hán guó rén shuō hán yǔ 。
Korean people speak Korean.
德国人说德语。
dé guó rén shuō dé yǔ 。
German people speak German.
法国人说法语。
fǎ guó rén shuō fǎ yǔ 。
French people speak French.
西班牙人和阿根廷人说西班牙语。
xī bān yá rén hé ā gēn tíng rén shuō xī bān yá yǔ 。
Spanish and Argentinean people speak Spanish.
埃及人和以色列人说阿拉伯语。
āi jí rén hé yǐ sè liè rén shuō ā lā bó yǔ 。
Egypt and Israel people speak Arabic.
俄罗斯人说俄语。
é luó sī rén shuō é yǔ 。
Russian people speaks Russian.
意大利人说意大利语。
yì dà lì rén shuō yì dà lì yǔ 。
Italian people speak Italian.
你会说什么语？
nǐ huì shuō shén me yǔ ？
What language do you speak?

Yuli's Chinese Channel

语言 Language （Beginner）

Remembrance Sunday (with transcript)
https://drive.google.com/file/d/11oQZuOMS-KPjM3ElpIa-dF7UzRvYlcwb/view?usp=drivesdk