Investec（天达银行）首席经济学家Philip Shaw：料英国央行可能会在2023年2月的下一次会议上，将加息步伐放缓至25个基点，因为预计由于抵押贷款利率上升，英国消费者支出将下降。我们怀疑，消费者支出将在明年继续受到打击，特别是随着固定期限的结束，400万家庭被迫以更高的利率为抵押贷款再融资。我们预计银行利率将上升25个基点至3.75%，然后在3月份升至4.0%


财经早咖啡【财经新闻】【Business News】

Investec（天达银行）首席经济学家Philip Shaw：料英国央行将放缓加息步伐；Investec Chief Economist Philip Shaw: Expect the Bank of England to slow down the pace of rate hikes

Let's start from Zero

Challenge your Pinyin skills

Some Chinese songs are recommended ~
《朋友（péng yǒu）》
《礼物（li3 wu4）》
《无地自容（wu2 di4 zi4 rong2）》
《我爱你亲爱的姑娘（wo3 ai4 ni3, qin1 ai4 de gu1 niang）》

去K歌吧 = qu4 K ge1 ba



Crystal Gao's Chinese Language Journey

8、去K歌吧！= Let’s go to a karaoke！

In this episode I talk about Damascus and take you in a journey around its wall and gates.

Real Syrian Arabic

Real Syrian Arabic Podcast Episode 4- A tour around the gates of Damascus جولة حول أبواب دمشق

Listen to an example of how to successfully return an item at the store with my guest Jerome!

Thanks to Jerome for being such a great guest!!!

Alexis : https://www.italki.com/en/teacher/9464070
Jerome: https://www.italki.com/en/teacher/4075458

Hey Alexis!

How to Return Products While Shopping

Ovatko suomalaiset rehellisiä? Suomalaiset ovat suorapuheisia ja rehellisiä ihmisiä, ainakin niin sanotaan. Tässä podcastin jaksossa pohdin onko se totta ja olenko itse rehellinen. 

Easy suomi Anna-Marian kanssa

Easy suomi: 7.jakso Rehellisyys

In this episode, I'll talk about the one popular tourist attraction among 5 places in South Korea.
PLEASE FEEL FREE TO REQUEST PDF SCRIPT

The key vocabulary I speak about in today's episode:

제주도 Jeju Island 
1.한국에서 가장 큰 섬   the biggest island in South Korea
2.거대하다 to be huge
3.화산 폭발 volcanic eruption
4.거대한 화산 폭발 huge volcanic eruption
5.상징 symbol
6.돌 stone
7.해녀 women diver
8.강한 바랍 strong wind
9.신혼 여행 honeymoon
10. 제주도는 한국에서 가장 인기 있는 신혼여행 장소예요.
Jeju Island is a favorite honeymoon spot in South Korea.

Korean with Yuna

The 4th Place to Visit among 5 Tourist Attractions in South Korea _제주도 

IELTS Preparation. Band 8-9 Answers. Part 3 - Inventions and copyright Q4-Q6.

4. Do you think intellectual property laws are too strict? Why do you think that is?
5. What is your opinion about the copyright of an intellectual property and idea?
6. Can you cite one example when you noticed a copyright violation? What was it?

Which question was the hardest? What were some keywords you could use to illustrate your ideas?

Let me know how I can help you in your IELTS speaking preparation