1. "Here's your keys." is incorrect. "Here's" means "Here is" and "keys" is plural. It should be "Here are your keys."
2. "Here are your keys." is correct. The subject "keys" is plural, so we use "are."
Tip: Use "Here’s" only with one thing. For example, "Here’s your key" or "Here’s your phone." Never say "Here’s your keys."
3. "Where is those records I lent you?" is incorrect. "Records" is plural, so it needs "are." The correct sentence is "Where are those records I lent you?"
Tip: Plural nouns go with "are." Singular nouns go with "is."
4a. "The little old row of houses" is incorrect. The adjective order is wrong. In English, adjectives follow a set order: opinion, size, age, shape, color, origin, material, purpose, noun. "Little" is size and "old" is age, so the correct order is "The row of little old houses."
4b. "The row of little old houses" is correct and natural. It clearly describes the houses, not the row.
4a and 4b technically refer to the same thing, but 4a sounds confusing and unnatural. 4b is correct and clear. The houses are little and old. The row just means they are next to each other.