Hmm, there isn't really much of a difference to be honest. I think the difference would be that with "how about" you're making a suggestion whereas with "what about" it can be either a suggestion or a question. The way you phrase things can also be slightly different, but understanding that just comes with experience. Some examples would be
How about we leave here at 9/what about if we leave here at 9
How about that one instead/what about that one instead
In my opinion "how about" is slightly stronger (but still generally polite)
Some examples though when they are not interchangeable
What about that essay bothered you?
What about what I just said offended you?
(note: these examples look kind of funny written down, but conversationally things like this are said often)