Yeah, that's purely a British term that we don't have, unfortunately, in the US, because I do think it's kind of cute. It's sort of like "mate", another one of my favorites that we don't have in the States. Too bad. I've heard lad used mostly for young men, but occasionally I've heard it for guys a bit older, "The lads are doing something" I suppose. In that case, I would think it refers to adults, but probably younger guys in their 20s. I doubt an older guy in his 50s would be called a "lad." So, I have to defer totally to the Brits on this one! I can't think of anything we have in the US that they don't have in Britain that's similar. We used to refer to young women as "gals" but that sounds like something my 90 year old mom would say. Or "fellas". Maybe they have those in Britain too, I don't know, but they're archaic here anyway. We've got some awful expressions like "my homie", which the youth culture in Germany has picked up, which is like Los Angeles African American Ghetto talk. We don't originate great words in the US.